Technology

How To Create Bank Account In Africa Without Visiting The Office

Image Credit: Oboypapi

In today’s hectic society, the opportunity to conduct things online is invaluable. It is possible to open a bank account online in minutes. It may only take a few minutes and save you a trip to the bank. And it may be your only option if you’re opening an account with an online bank.
In today’s article, I’ll show you how to open a bank account from the comfort of your own home without having to go to the office.

Credit: OboypapiLet’s set the ball rolling; we will create a bank account using Standard Chartered Bank. You can use their official website or mobile app to complete the registration. Install the app on your phone. Go to the Google Play Store or the Apple App Store and search for the SC Mobile Ghana App.

 

Types Of Bank Accounts

1. Current Account

This bank account is perfect for persons who require a bank account for their salary and daily transactions. You can apply for a loan and other credit offers with this sort of bank account, including a chequebook and a Free Credit Card for your online transactions.

Features SC Bank Current Account

Debit Card: Access cash at ATMs globally, 24 hours a day, seven days a week. Purchase and pay for products and services. Online

Cheque Book: Make payments and manage your finances with a convenient chequebook.

Free eStatements: You receive free eStatements daily, weekly or monthly, depending on your preference.

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Documents Required for Opening SC Bank Current Account

Minimum opening requirements for an individual Current Account

  • One passport-sized photograph
  • Original / copy of national ID or valid passport
  • Proof of residence; either utility bill/tenancy agreement

2. Savings Account

You can save money by opening a savings account. It’ll stimulate people’s interest, even if it’s for a gloomy day or something unexpected.

Features SC Bank Savings Accounts

Debit Card: This will allow you to access cash at ATMs globally, 24 hours a day, seven days a week. Purchase and pay for products and services. Online

Cheque Withdrawal Booklet: Make payments and manage your finances with a convenient Cheque Withdrawal Booklet.

Free eStatements: You receive free eStatements daily, weekly or monthly, depending on your preference.

Documents Required Opening SC Bank Savings Account

Minimum opening requirements for individual Current Accounts

  • One passport size photograph.
  • Original / copy of National ID or valid passport
  • Proof of residence; either utility bill/tenancy agreement

3. Fixed Deposits

If you are interested in investing, this is the ideal type of account. You may make the most of every cedi you earn with this account while growing your savings. It also offers competitive interest rates, updated daily and paid monthly.

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Features SC Bank Fixed Deposit Account

 Interest Rates: Standard Chartered’s Fixed Deposit Account provides you with access to attractive interest rates.

Flexible Tenures: Deposits made over a range of tenures – 91, 182 and 365 days.

Loan Facility: Borrow up to 90% of your fixed deposit amount at nominal rates.

Documents Required for Opening SC Bank Current Account

Minimum opening requirements for an individual Current Account

  • One passport-sized photograph
  • Original / copy of national ID or valid passport
  • Proof of residence; either utility bill/tenancy agreement

How to Open An Account With Standard Chartered Bank Ghana

As previously stated, you must be aware of the many types of accounts offered by Standard Chartered Bank and select the one that best suits your needs.

STEP 1 – Install SC Mobile in your Country from the App Store and Google Play store. Search ‘SC Mobile Ghana.

STEP 2 – Select ‘Apply for Products’ to create a new account. You can open a Savings Account as well as a Current Account. You must be at least 18 years old and have a valid National ID.

STEP 3 – Begin by completing your personal information and uploading or capturing documents from your smartphone camera on an all-in-one simple application. It shouldn’t take you more than 15 minutes, and you can save and resume whenever you want. Please keep in mind that you will have 30 days to submit and manage your application.

STEP 4 – Review and accept the Standard Chartered Bank Terms and Conditions before submitting your application. They will contact you shortly to ‘Activate your account.’

STEP 5 – If there are any required updates to your application or documents, They will send a notification to notify you by resending documents on SC Mobile.

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STEP 6 – They will begin ‘Account Activation’ once approved all documents and details. Before activating your account to start digital banking, the bank verifies each applicant to confirm their identity to shield them from cybercrime.

After obtaining your account number, there are several ways to verify your identity to activate your account.

STEP 7 –Now, you can sign up for SC Mobile and Online Banking.

You can set up your unique username and password by using your temporary ID and password, and you can also set up easy login with Fingerprint Sensor.

STEP 8 – Their authorized agents will deliver your debit card to you within 15 days. After receiving your debit card, you can activate it by entering your card PIN. After logging in, go to the ‘Main menu and choose ‘Service Requests’ > ‘Card Management’ > ‘Debit Card Activation & PIN Set’.

STEP 9 – You must fund your account. Finally, Sc bank will send you reminders and options for financing your account (s). You can support an account by signing in, selecting ‘Fund Account’ from the ‘Main menu and following your ideal options and guidelines. Check the Accounts listing landing page for more account information, or choose the account and take a glance at the ‘More information’ icon.
By the end of reading this article, I hope you have been able to create your bank account as I’ve tried my best to cover all that’s necessary.
However, you can drop a comment via the comment box below. if you face any glitch while creating your account, and I will try my best and reach out to you as soon as possible.

Source: OfficialOboyPapi

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